INTRODUCING FMBank Custom Debit Cards

 Designing a debit card is fun and easy!

 Click Here to Design your Card

Personalized Debit

1.  A fee of $25 will be debited from your FMBank checking account for your purchase of a personalized debit card through the online service.  If an FMBank Customer Representative places a personalized debit card order for you,  a fee of $35 will be debited from your FMBank checking account. 
2.  Image Guidelines-1) Use one of the following formats: .jpeg, .jpg, .gif, .png, .tiff, or .bmp. 2) Image file must be less than 3 MB. 3) You must own the image or have permission from the owner to use the image on your card. 4) Background images must have pixel dimensions that are greater than or equal to 840x840. 5) Photo images must have pixel dimensions that are greater than or equal to 400x400.
3.  Image Restrictions:  No 3rd party trademarks, logos, copyrighted materials, branding, etc.; No name, image or likeness of a famous person; No Telephone numbers, URLs, account numbers, addresses or email addresses; No cartoon characters or artwork that you have not created and/or do not have permission from the copyright owner to use; No imagery that can be perceived as violent, offensive, anti-social or death related of any kind; No Imagery containing sexual content or nudity of any kind; No dead animals including game animals; No Political or religious imagery; No symbols representing money or other content that might cause confusion at the point of sale, or might result in card fraud; No socially unacceptable or discriminatory behavior or signs such as gangs hatred, drug or alcohol abuse, graffiti, profanity or other obscene behavior or gestures; No Images of flags, unless it is one of the flag-related images from the online photo gallery 

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Endorse Check




FMBank Mobile Deposit can be used to deposit most checks that are payable to you and drawn on a US financial institution; including personal checks, business checks and government checks. You must endorse each check with the words “FOR MOBILE DEPOSIT ONLY” and your SIGNATURE prior to taking a picture of the check.

You may submit FMBank Mobile Deposits at any time and make as many deposits as you need each business day up to a daily limit of $5,000. If the Mobile Deposit transaction rejects, you will be notified and you may choose to re-deposit the check using another method such as: a branch, by mail, or at an FMBank ATM.

Mobile Deposit funds are generally available the next business day after the business day of your deposit, unless a hold is placed. If a hold is placed, you will be notified. A Mobile Deposit submitted before the cut-off time of 2:00PM Central Time on a business day will be processed that day. A Mobile Deposit submitted after 2:00PM Central Time will be processed on the next business day. Business days are defined as Monday-Friday excluding holidays that the Bank is closed.

After you have received confirmation that your Mobile Deposit has been accepted for deposit, you should mark the check as having been deposited and store it in a secure place. You should keep checks for a Retention Period of 5 days after deposit in case the original check is needed for any reason. Remember to destroy your checks in a secure manner after 5 days.




FMBank has released a NEW FULL COLOR BANK STATEMENT with an up-to-date, easy to read, user friendly layout. At FMBank, providing you with the latest technology and products is our top priority. E-statement recipients will now login to FMBank Online Banking to retrieve their monthly statements. 

Click this link E-STATEMENT Instructions for easy step by step  instructions to retrieve your FMBank Statement! 



Corinth 2014


At FMBank, we've added even greater value and service for checking account holders by creating FMBenefits CHECKING - the account that gives you more for your money.  Ask about FMBenefits CHECKING today!  

The iPhone, iPad or Android FMBank APP is now AVAILABLE in iTunes & Google Play!

Farmers and Merchants Bank has launched two new improved services:

Cell Phone 1 Ipad

FMBank MOBILE Banking (for iPhone, iPad or Android device) & Checkfree Bill Payment. 

Access your accounts day or night at your convenience and perform account inquiries, account transfers, review transactions, manage bill payments and much more.  

  My Bank



If you receive an e-mail from an employee of Farmers and Merchants Bank or Cornerstone Insurance with a subject line of "Hello!", do not open it. Please be aware that this is not actually FMB or Cornerstone.  It is a "SPOOF." It will try to get you to open a file.  Opening this file leads you to give your e-mail address and password for your own e-mail account.  This gives the phisher access to your contact list, which they will use to resend this same e-mail to all of your contacts.  This is a phishing scam that could cause monetary or financial information damage, if you continue with their instructions to purchase adobe reader software.





FMB - Rated "A EXCELLENT" by a national rating service.

This puts us in the TOP 2% of Banks in the Nation!



Does your credit card give you free gifts and travel?

Farmers & Merchants credit card does. Our scorecard program is irresistible. Every time you use your FMB credit card, you earn points toward free gifts and travel. You'll also get the most competitive rates with no annual fee. We issue and control our cards and can give you personal service. When you have questions, you can speak face to face with a local, trained credit card professional. Ask about the Farmers & Merchants Bank Visa or MasterCard today!


Learn more about Identity Theft Prevention

Identity Theft




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