Personal Savings Services

5 Standard

  • Minimum opening balance $50
  • Interest paid if balance is $500 and above
  • No monthly service charge if minimum balance stated below is maintained
  • No charge for up to 3 withdrawals per month
  • $2.75 per monthly fee if balance falls below $100, $9 per item charge after 3 withdrawals per month. ACH and ATM transactions are considered withdrawals. $2.75 per interest period for dormant accounts with a balance of less than $500. A dormant account is one with no activity (deposits) for one year.
  • Current FMB Five Star Savings Rate on tiered balance.
  • Early closing fee of $45 if account is closed within 90 days of opening

Christmas Club

  • Offered as a 2nd account to help save for those holiday expenses
  • Opening Balance $100.00
  • Checks are cut the 2nd week in November
  • Must have a Primary Checking or Savings Account
  • Transfer on a Weekly, Bi-weekly or Monthly basis
  • Renewal form signed yearly.
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